Part 1 What is the meaning of the term reinsurance? Explain the reasons for reinsurance. Explain the term securitization of risk

Directions: Using at least three resources (Wikipedia sources are not permitted), write a five page paper addressing the following prompt. Your submission should comply with APA guidelines for formatting and citations.Be sure to list each resource used at the end of paper in the reference list section. 1. Further discuss and explain the following quote in “Young at Risk” in chapter 2 of the textbook, which reads, “The contaminants accumulate in greater density with every link up the food chain as PCB’s, pesticides and other organochlorines progress from plant and fish to seals, whales, polar bears and humans.”
September 15, 2020
What topics will you cover? Why? What kinds of people can you enlist to help you make this program stronger? What kind of funding will you need? Who might provide that funding? What do you think the strengths of your program will be? What will the weaknesses be? After the program is over, how will you assess if it met its goals?
September 15, 2020

Part 1 What is the meaning of the term reinsurance? Explain the reasons for reinsurance. Explain the term securitization of risk

1200 words Part 1

  • What is the meaning of the term reinsurance?
  • Explain the reasons for reinsurance.
  • Explain the term securitization of risk.
Part 2 What unfair trade practices are each of the following insurance agents violating? Explain the terms that you use.
  • Agent Jones offers a client to pay a portion of the premium if the client purchases a policy.
  • Agent Peterson convinces a client to replace a life insurance policy with a new policy that adds little value.
Part 3 Julia owns a building worth $800,000. She insures the building for $300,000 with Company A, $400,000 with Company B, and $100,000 with Company C. There is a fire, and the building sustains $100,000 in damage.
  • How much will Julia collect in insurance?
  • How much will each company pay?
  • What insurance term describes this situation?
  • What is its purpose?

1200 words

Part 1

  • What is the meaning of the term reinsurance?
  • Explain the reasons for reinsurance.
  • Explain the term securitization of risk.

Part 2

What unfair trade practices are each of the following insurance agents violating? Explain the terms that you use.

  • Agent Jones offers a client to pay a portion of the premium if the client purchases a policy.
  • Agent Peterson convinces a client to replace a life insurance policy with a new policy that adds little value.

Part 3

Julia owns a building worth $800,000. She insures the building for $300,000 with Company A, $400,000 with Company B, and $100,000 with Company C. There is a fire, and the building sustains $100,000 in damage.

  • How much will Julia collect in insurance?
  • How much will each company pay?
  • What insurance term describes this situation?
  • What is its purpose?

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